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FG Unveils N50m Housing Loans for Civil Servants at Single Digit Rates

May 19, 2025
in Business, News
FG Unveils N50m Housing Loans for Civil Servants at Single Digit Rates
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Eshioromeh Sebastian, Abuja

In a bid to tackle Nigeria’s housing deficit and improve homeownership among civil servants, the Federal Government Staff Housing Loans Board (FGSHLB) has announced a new partnership with the Ministry of Finance Incorporated (MOFI) to provide affordable mortgage loans to federal public servants.  

The initiative, backed by the Ministry of Finance Incorporated Real Estate Investment Fund (MREIF), offers loans of up to N50 million at a single-digit interest rate, with a flexible repayment period of up to 25 years. 

The scheme is structured as a public-private partnership, drawing funds from concessionary investors, pension funds, development finance institutions, and private sector players to ensure affordability.  

Salamatu L. Ahmed, Executive Secretary of the FGSHLB, in a circular issued on May 6 that was cited by Spear News, stated that the programme aligns with the government’s commitment to bridging the housing gap while providing public servants with accessible financing option. 

“This collaboration with MOFI underscores our dedication to enabling civil servants to own their homes through sustainable and affordable mortgage solutions,” she said.  

Interested federal public servants are directed to visit the FGSHLB office on the 10th and 11th floors of Block B, Office of the Head of the Civil Service of the Federation (OHCSF) Complex, Federal Secretariat, Shehu Shagari Way, Abuja, within two weeks from the date of the circular for further enquiries.  

The scheme is expected to significantly ease the financial burden of homeownership for government workers, marking a major step in Nigeria’s efforts to address its housing challenges.  

Tags: Housing
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